Posted On: April 17, 2009

Beware of the Medical Malpractice Statue of Limitations

Medical malpractice claims, unlike those arising from car collisions, have a two year statute of limitations. Most injury claims, like those arising from slip and falls or auto accidents, have a four year statute of limitations. It is important to be aware of this shortened time frame. Our Jacksonville personal injury lawyers are sometimes contacted by people who believe they may have suffered from medical malpractice that occurred three or more years prior.

Compounding this problem, is that, unlike other injury cases, medical malpractice claims must be reviewed by a medical expert before suit can be filed. This process can take several months to complete.

The medical malpractice statute of limitations begins to run from the time a person knew or had reason to suspect medical malpractice may have occurred. This can create a dangerous "grey area" that is best avoided by ensuring that your claim is made early. Our advice: if you suspect that you may be the victim of medical malpractice, contact a medical malpractice attorney as soon as possible.

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Posted On: April 7, 2009

Beware of "Full Coverage" Automobile Insurance

Many of our Jacksonville personal injury clients think they have uninsured motorist insurance coverage because they were told they purchased "full coverage" from their insurance agent or broker. How the term "full coverage" has become so widespread is puzzling since there really is no such thing. A person can always have more insurance coverage. Its like saying someone has a "full" bank account.

Unfortunately, some injury victims only learn after suffering serious injury in a car accident that "full coverage" often means just the opposite: the absolute minimum coverage required by law, which does not include uninsured motorist coverage. Uninsured motorist coverage provides coverage for you in case you are injured in an automobile accident and the at-fault driver has either little or no bodily injury insurance coverage.

Far too often we meet with people who have suffered serious injuries in a car wreck, where the at-fault driver has no bodily injury coverage. In this circumstance, the person would be compensated by his or her own uninsured motorist coverage. Without uninsured motorist coverage, such a person will usually receive no compensation for his or her injuries, medical expenses and lost wages.

We believe that uninsured motorist coverage is even more important because often the worst drivers have no insurance. We find this to be especially true with respect to drunk drivers.
Because uninsured motorist coverage is not particularly expensive, we recommend that everyone consider carrying at least $100,000.00 in coverage.

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